Real Estate and Litigation Solicitors – Naylor Solicitors LLP

What is After the Event Insurance?

After the Event (ATE) insurance is a type of Legal Expenses Insurance (LEI) which limits your liability for disbursements (expenses) incurred and your opponent’s legal fees.

An insurance policy that is ‘after the event’ means it is purchased after an incident has occurred. The policy normally has a direct bearing on the type of claim you are pursuing.

You don’t have to pay for ATE up front because you only pay if your case is successful, with the premium deducted from any damages you are awarded.

If you case is unsuccessful, you don’t have to pay anything. This is because ATE is classified as a disbursement (expense), itself covered by the insurance policy.

You are not legally required to take out After the Event (ATE) insurance, but it helps to mitigate the financial risks of litigation.

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As specialist litigation solicitors, we can connect you with various alternative funding sources if you instruct us to take your claim forwards. For a FREE consultation, just call 020 7963 8690 or email law@cgnaylor.co.uk.